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Should You Rent or Buy?: Is it better to rent a
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Adjustable Rate Mortgages: Adjustable rate North
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Fixed or Adjustable Rate Mortgage?: Use this calculator to
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Are Balloon Mortgages For You?: Balloon mortgage calculator.
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15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay
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How Much Should Your Income Be?: What income is required
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What's Your Maximum Mortgage?:This calculator will help you
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Will Buying Points Save You Money?:This calculator helps you
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TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at
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Real Estate Tips: Billie Chubb & the Chubb Realty
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Real Estate Trivia: Billie Chubb & the Chubb Realty Group's collection of real estate
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Real Estate Dictionary: Complete real estate
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Making An Offer >Creative Offers
Putting together an offer on a home is easy if the buyer has a lot of money, a terrific job and impeccable credit. Many buyers are not in that precise situation, however. And while sellers like to get their asking price, good listing agents prepare them for the possibility of receiving offers that involve some compromises.
Successful real estate agents know how to put together creative offers and do whatever it takes to make a transaction work. If a buyer is low on cash, the agent may structure an offer that shifts closing costs to the seller, minimizing the amount of cash that the buyer needs to close. A variation of a lease purchase arrangement might be effective if a buyer has recently changed jobs or is self-employed. Owner-financing for part of the loan can make a difference in some cases. If your agent brings you a complex offer designed to get a buyer into your home, don't say "no" until you understand the offer.
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| Q |
Which home is considered the ultimate in California craftsman-style architecture?
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| A |
Located in Pasadena, the Gamble House, built in 1908 by Charles and Henry Greene, is a National Historic Home open to visitors.
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