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Billie Chubb & the Chubb Realty Group, REALTOR®, real estate agents and broker for North Wilmington, Wilmington, New Castle County and Hockessin Delaware home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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A buyer broker represents buyers, helping them to find the best property and negotiate the best purchase price and terms.
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Billie Chubb & the Chubb Realty Group, REALTOR®, real estate agents and broker for North Wilmington, Wilmington, New Castle County and Hockessin Delaware home listings, property and land for sale - NUMBER1EXPERT(tm)

Billie Chubb & the Chubb Realty Group
RE/MAX Associates

2900 B Concord Pike
Wilmington, DE. 19803
Phone : 302-388-8699
Phone 2: 302-478-6425
Fax: 302-478-8116
Email: billiechubb@NUMBER1EXPERT.com

“Growing up, I learned the importance of determination and hard work - and I've been putting it to use ever since. I'm dedicated to working for my community and helping people make the best decisions about their most important investment." Simply stated by Billie herself, her mission is to not only provide excellence in real estate services but also to make an impact in the lives of her clients and the community.

MLS REALTOR


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