North Wilmington real estate DE, Wilmington real estate, New Castle County real estate, Hockessin real estate, home listings and homes for sale in Delaware, ranch homes and luxury homes - Billie Chubb & the Chubb Realty Group, REALTORS® Billie Chubb & the Chubb Realty Group REALTORS(r) for North Wilmington, Wilmington, New Castle County and Hockessin, Delaware real estate, ranch homes and luxury homes - NUMBER1EXPERTS™ Billie Chubb & the Chubb Realty Group NUMBER1EXPERTS(tm) for North Wilmington, Wilmington, New Castle County and Hockessin, Delaware real estate, ranch homes and luxury homes
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Billie Chubb & the Chubb Realty Group, REALTOR®, real estate agents and broker for North Wilmington, Wilmington, New Castle County and Hockessin Delaware home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 302-388-8699.






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"She sold our house in only one day (after we'd been trying for ages)."
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Mortgage Prequalification: North Wilmington, Wilmington, New Castle County and Hockessin Delaware home buying, real estate listings, and homes for sale in New Castle County, DE
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top North Wilmington, Wilmington, New Castle County and Hockessin REALTORS® to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Agency >Who Pays the Commission

Does it cost the homebuyer more to be represented by a buyer's agent who serves their interests exclusively? No, because the listing agent splits the sales commission, which is customarily paid by the seller of the home, with the buyer's agent. The sales commission split is usually 50-50, but the listing agent and buyer's agent will sometimes make another agreement and split the commission unequally.

There is one very unusual circumstance in which the homebuyer might pay a commission to their buyer's agent. The real estate agent might show the buyer a local "for sale by owner" (FSBO) home which the client decides to purchase. In most cases, the FSBO seller who is presented with a qualified buyer is glad to pay the buyer's agent a reduced fee of about 3 percent, or half of a normal sales commission. But the FSBO seller could stubbornly refuse to pay the buyer's agent any commission whatsoever. In that case, the buyer's agent would legitimately expect the buyer to pay the sales commission, in fair exchange for the agent finding the FSBO home and negotiating a successful transaction.

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Real Estate Trivia
Q 
Who is the world's richest living person?

A 
William H. Gates, III, Chairman of Microsoft Corporation, whose wealth was estimated at $46.6 billion in 2004.
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Billie Chubb & the Chubb Realty Group, REALTOR®, real estate agents and broker for North Wilmington, Wilmington, New Castle County and Hockessin Delaware home listings, property and land for sale - NUMBER1EXPERT(tm)

Billie Chubb & the Chubb Realty Group
RE/MAX Associates

2900 B Concord Pike
Wilmington, DE. 19803
Phone : 302-388-8699
Phone 2: 302-478-6425
Fax: 302-478-8116
Email: billiechubb@NUMBER1EXPERT.com

“Growing up, I learned the importance of determination and hard work - and I've been putting it to use ever since. I'm dedicated to working for my community and helping people make the best decisions about their most important investment." Simply stated by Billie herself, her mission is to not only provide excellence in real estate services but also to make an impact in the lives of her clients and the community.

MLS REALTOR


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